We listen – It all starts with a conversation.  True Financial Planning starts with a goal or goals and in this initial chat we will start to define these and recognise the challenges along the way that need to be addressed.

We research - We then work to better understand your current position and the details of your current financial arrangements.

We plan - We agree and create a bespoke plan, tailored to your circumstances and the future you are looking for. During this stage there is listening and collaboration and understanding. We need you to feel confident in this plan, empowered in making the best decisions.

We implement - Once the plan is in place, we ensure that any recommendations we make are then carried out and that your financial future is secured.

THIS IS JUST THE START – It doesn’t stop here..

The key to the success of your financial plan is the building of a trusted, lasting relationship.

We remain with you, with regular follow up meetings or just a catch up, enabling us to continue to provide you with the best advice, meeting any changing needs and making adjustments where necessary.

It’s all about the journey - whilst having a clear goal is important, you need to deal with the boring, “what if”, stuff as well.  So, should you decide to join us for your journey, be prepared to be nagged until we have the bones of a plan in place.  This will include ensuring your Wills are appropriate and up to date and checking you have given due consideration to setting up Lasting Power of Attorneys.  We will also always assess the levels and appropriateness of your current Protection as a priority.

In addition to our expertise, we also work closely with a range of experienced specialists within and outside of the St. James's Place community, who we can call upon to support the services that we provide.

Will writing and Powers of Attorney involve the referral to a service that is separate and distinct to those offered by St. James's Place. Wills and Powers of Attorney are not regulated by the Financial Conduct Authority.